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Tuesday, January 6, 2015

Try these seven money-saving resolutions for a more prosperous 2015

savingDo you feel that? That’s the palpable sense of relief that sets in with the passing of the holiday season. But if you’re anything like me, you still might be cringing a bit when you take a peek at the damage done to your bank account. Well, here are a few simple money-saving resolutions we can all make to pad our wallets throughout 2015 and take some of the sting out of the holiday gift-buying season next year.



  1. Hydrate the old-fashioned way. Opting for water instead of soda or juice will not only save you some cash, it’ll help keep that waistline in check too. And you can save even more by using a reusable water bottle instead of buying bottled.

  2. Get to the grocery store. It’s incredible how much money I save when I buy a week’s worth of groceries instead of eating at restaurants and ordering takeout. Buying generic brands and shopping in bulk for items you know you’ll need in the future can also help keep your costs down. And bringing reusable bags to the grocery store will cut down on plastic and could save you some change. Every little bit counts!

  3. Get energy-efficient. Cutting utility bills is easier than you might think. Simple adjustments like turning off lights when leaving rooms, programming your thermostat for greater efficiency, shortening your showers and immediately turning off faucets when you’re not using them can help make a difference. And when it comes time to shop for appliances and electronics, be sure to invest in energy-efficient brands and models.

  4. Enjoy movies and books on a budget. If you’re desperate to see that new blockbuster in theaters, catch a matinee and save yourself a few dollars. And if you need a new beach read, check your local library or ask a friend if they have a page-turner you can borrow.

  5. Cut your cable bill. It’s pretty tough to avoid paying for an Internet connection, but if you reduce your cable package to only the channels you really watch you can lower your bill substantially. You can even go one step further and cut the cable cord entirely without missing out on your favorite shows by using Internet-based hardware and programming.

  6. Skip that mall trip. You can get additional months and even years out of your clothing if you sew buttons and tears and patch up holes instead of buying new outfits. And if you do need to change your wardrobe up, check out your local thrift and consignment stores to score big savings and possibly even earn a few bucks for your used items.

  7. Lastly, get a quote from GEICO and you could save a bundle on auto, homeowners, motorcycle and many other insurance coverages!






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